Prime Minister Scott Morrison. Pic: AAP
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LABOR hefur brugðist við athugasemdum Scott Morrison um neikvæða skuldbinding og sakar forsætisráðherra um “peddling lygar” um húsnæðisstefnu sína.

Í viðtali við news.com.au í þessari viku gaf Mr Morrison óheilbrigðisviðvörun um heit andmæla stjórnarinnar til að takmarka neikvæða skuldbindingu við nýbyggð heimili og halla 50 prósent tekjuskattsskattur.

“Hættan er þetta,” sagði Morrison. “Ef þú tekur nú slæðurhammerinn af neikvæðum gengisbreytingum og tekjuskattsskiptum – ef þú afnám neikvæð skuldbinding eins og við þekkjum það – þá býðst þú húsnæðismarkaðs hrun. Og það er gott fyrir enginn. ”

Forsætisráðherra tvöfaldaði niður á þessum athugasemdum þegar hann talaði við Miranda Live áætlun Daily Telegraph í gær og sagði að áætlanir Labour myndi “torpedo” fasteignamarkaðinn.

Skuggasjóður Chris Bowen var að spá í svar hans í morgun.

“Slæmt gamalt Slomo. Það var aðeins fyrir nokkrum árum að hann hélt því fram að innan hans aðila væri konungur í “ofgnóttum” í neikvæðum greiðslum, aðeins til að rúlla af ríkisstjórninni. En nú í síðasta skurðinum, örvæntingarfullt tilboð til að bjarga misheppnaðri stjórnvöldum sínum, er hann á það aftur og lendir lygar um neikvæða endurskipulagningu atvinnuveganna, “sagði Bowen.

“Morrison getur ekki sleppt staðreyndum að skrá yfir ríkisstjórn hans undanfarin fimm ár er húsnæðisskuldbinding og skráir heimilisnotkun.”

Mr Bowen kallaði tillögur Vinnumálastofnunarinnar “ábyrgt, sanngjarnt, vel kvað og fullkomlega afi”.

Housing policy promises to be an election battleground. Pic: iStock

Húsnæðisstefna lofar að vera kosningabaráttur. Pic: iStockSource: istock

Andmæli leiðtogi Bill Shorten heldur því fram að stefnan núverandi ríkisstjórnarinnar veiti fjárfestum ósanngjarnan kostur á fyrstu kaupendur heima og gagnast yfirgnæfandi fólki með mikla tekjur.

But in his interview with news.com.au, Mr Morrison defended the government’s policies, saying they had helped property prices fall in a controlled way.

“We’ve seen house prices come back to a soft landing, and that’s not me saying that, that’s ratings agencies, it’s the Reserve Bank,” he said.

“Everyone has recognised that one of the biggest economic risks that the country faced was a housing market crash. That’s what the ratings agencies were concerned about, that’s what the banks were concerned about, that’s what economists all around the country were concerned about. That’s what, as treasurer, I was very concerned about. So we needed to bring the housing market into a soft landing.”

House prices in Australia’s five capital cities have fallen an average of 3.5 per cent in the past 12 months, with the sharpest drops in Sydney and Melbourne.

That’s a welcome trajectory for many Australians who felt they were being priced out of the market after almost a decade of consistent and demoralising rises.

Mr Morrison pointed to data showing first home buyers were finally enjoying something of a resurgence. Midway through this year, they accounted for 18 per cent of new loans.

“We’ve got first home buyers now back up as a percentage of new loans to its best level in about five, six years. And a number of things have contributed to that,” he argued.

Prime Minister Scott Morrison. Pic: AAP

Prime Minister Scott Morrison. Pic: AAPSource:AAP

Buying a house in one of Australia’s biggest cities is still a daunting prospect.

RateCity.com.au recently released data on the average annual income needed to buy a house or unit in each city without mortgage stress — a term for when 30 per cent or more of your pre-tax income goes towards loan repayments.

The required income was $162,000 in Sydney and $132,000 in Melbourne. Those figures are well above the average Australian’s salary.

“That’s an extremely big amount of money. And in Sydney, a 20 per cent deposit plus stamp duty is a whopping $240,000. It’s impossible to collect in a short space of time,” research director Sally Tindall told news.com.au.

Mr Morrison said he sympathised with the plight of first home buyers struggling to get into the market.

“I remember the first place I bought with (wife) Jenny, it was 53 square metres, it was not very big. It was very, very small. But that was what we could afford, and that’s how we made our start. And it’s always a big challenge for anyone to buy their first home,” he said.

Should Australians consider following that example, and lowering their own expectations for a first home? Mr Morrison told us he didn’t want to “lecture” anyone.

“I’m for Australians setting their own expectations. I’m all for aspiration. I’m all for them having a big view of their future, and for us to be able to help them try to achieve that wherever they can,” he said.

“I’m not one who likes to lecture people about what their aspirations should be. I’m all for an aspirational Australia.”

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